Privacy Policy

🔐 Privacy Policy

Effective Date: July 2, 2025

This Privacy Policy describes how www.JuliannaNewman.com (“we,” “us,” or “our”) collects, uses, and protects your personal information in accordance with applicable privacy laws, including those in the State of Florida and, where applicable, the Gramm-Leach-Bliley Act (GLBA) for financial services.

1. Information We Collect

We may collect the following information when you use the Website or fill out a form:

a. Personal Information

• Name, email, phone number, address
• Date of birth, gender, lifestyle habits (when applicable to quote tools)
• Information necessary for obtaining insurance quotes

b. Technical & Usage Data

• IP address
• Browser, device type, and cookies
• Pages visited, time spent on the site

2. How We Use Your Information

We may use your information to:

• Provide life insurance quotes or respond to inquiries
• Connect you with a licensed insurance agent
• Send educational content or newsletters
• Improve Website functionality
• Comply with legal obligations

3. Insurance Disclosure

By submitting your information, you authorize contact by a licensed life insurance agent, which may include phone calls, text messages, or emails. This consent is not a condition of purchase.

All quote results are non-binding and subject to carrier underwriting, and your personal information may be shared with licensed insurance carriers solely for the purpose of generating accurate quote options.

4. Sharing Your Information

We do not sell your personal information.

We may share your information with:

• Licensed insurance carriers and agents for quoting purposes
• Service providers who help operate the Website or manage communications
• Legal or regulatory authorities, if required by law

5. Data Retention & Security

We retain your information only as long as necessary for the purpose it was collected. We implement reasonable security measures but cannot guarantee absolute security of data transmitted online.

6. Your Privacy Rights

Depending on your location, you may have the right to:

• Access, correct, or delete your personal data
• Opt out of communications
• Request that your information not be sold (CCPA/GLBA compliance)

To exercise your rights, please contact info@juliannanewman.com.

7. Cookies and Tracking

We use cookies to track usage patterns and improve the Website. You can modify your browser settings to block cookies, though this may affect site functionality.

8. Children’s Privacy

This Website is not intended for children under 13. We do not knowingly collect personal data from minors.

9. Changes to This Policy

We may revise this Privacy Policy at any time. Updates will be posted with a revised “Effective Date.” Continued use of the Website after changes indicates your acceptance.

10. Contact Us

For questions regarding this Privacy Policy or your data, please contact:

📧 Email: info@juliannanewman.com

🌐 Website: www.JuliannaNewman.com